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A final account is not an invoice with a bigger number. It is the contract sum, adjusted line by line for everything that changed, each line carrying its own paper. Built as you go it takes an afternoon; reconstructed at the end it takes a month and loses money.
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Loss and expense is reimbursement of actual loss, proved. The recognised heads are narrower than most claims assume.
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If the client is a business, statutory interest can apply even where your contract is silent. If the client is a private homeowner, the Act does not apply and your own contract is all you have. The split, and the trap in writing your own rate.
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Assessment dates instead of valuation dates, Price for Work Done to Date instead of measured work, and a payment mechanism that differs by main Option. What a JCT surveyor needs to unlearn.
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The process is procedural and unforgiving. Most failed calls fail on the notice, the timing or the form rather than on the entitlement.
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Most change control fails because it is slower than the site. A procedure that takes ten minutes gets used; one that takes a week gets bypassed.
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Snag lists never die of natural causes: they die when someone gives them a single owner, a fixed baseline, dates on both sides and a defined finish line. The four rules, and why the snag list at completion and the defects schedule a year later are different animals.
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JCT sets a period for the contractor to submit documents and a period for the account to be agreed. Both are routinely ignored until the account is two years old.
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The wording decides everything: the trigger, the cap, the expiry and who proves what. Very few bonds are read before they are filed.
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