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There is no statutory definition, and the arguments are rarely about the words anyway. Practical completion is the switch that releases half the retention, stops delay damages and starts the defects clock, which is why one side wants it certified now.
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Contract rates bind both ways when the extra work resembles what was priced. When it does not, the rate gets adjusted or replaced, and the safest move is a price agreed before the work is done.
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Everybody downstream dislikes it and the arguments against are strong. It survives because every alternative shifts the risk rather than removing it.
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A letter before action is a named step with rules, not an angry email in capitals. What it must contain, which pre-action protocol applies to your debtor, and the thirty-day point on consumer debts.
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By the time a hidden defect appears, limitation may have run and the contractor may have dissolved. Cover has to be arranged before the work starts.
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A flat percentage contingency is a guess with a decimal point. How to build a register that produces a number, keep it current, and answer the question every client eventually asks.
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Every payment deadline on a job is counted from four periods, and they are in your contract rather than in the law. Which four, where to find them, and why a figure someone else assumed for you is worth nothing when it matters.
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The answer is not in anyone’s memory. It is in the documents your price was built on: the drawings, the spec and the bill your contract lists. How to check in ten minutes, and how to write the next quote so the argument cannot start.
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It responds to the claim made this year, not the advice given six years ago. That distinction decides what happens when a policy lapses.
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